Here are all the ins and outs:
| Application Fee |
£55 |
| Minimum Monthly Charge |
£12.50 |
Currency Conversion
| Currency conversion fee |
2.5% |
| Transfer transaction fee |
FREE |
Credits
| Electronic credit |
£0.30 |
| Cheque Credit (Minimum charge £0.50 per cheque)* |
0.75% |
Payments
| Faster Payment via Call Centre |
£10 |
| Faster payment Online |
£7.50 |
| Next Day Faster Payment via Call Centre |
£3.50 |
| Next Day Faster Payment Online |
£0.30 |
| Standing Order |
£0.30 |
| Direct Debit |
£0.30 |
| CHAPS |
£30 |
| Rejected standing orders or Direct Debits |
FREE |
Cards
| Additional card |
£5 |
| UK Point of Sale Fee |
FREE |
| UK ATM Fee |
£1.50 |
| International Point of Sale Fee |
2.75% |
| International ATM Currency Conversion Fee |
£3 plus 2.75% of the transaction value |
| Card reissue fee |
£3.95 |
| PIN reissue fee |
FREE |
Other
| SMS balance enquiry (additional operator charges may apply) |
£0.15 |
| Statement copy (up to 3 months) |
£5 |
| Admin letter |
£5 |
| Subject Access Request |
FREE |
| GIRO Book |
£10 |
| Transfer from card to billing account |
£5 |
| Cheque credit returned |
£5 |
| Counter cash |
£5 |
*We may cap this charge per deposit
